Last Updated: August 2026
Please read these Terms of Service (“Terms”) carefully before using maloomati.com (“the Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Website.
Acceptance of Terms
By accessing and using maloomati.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Website.
Nature of Our Content
All guides, articles, calculators, tools, and other content on maloomati.com are provided for educational and informational purposes only. Our content documents publicly available procedures and information. While we invest significant effort in accuracy and currency:
- We do not guarantee the accuracy, completeness, or timeliness of any information published on this Website.
- Government procedures, fees, eligibility criteria, and processing times may change without notice and without our immediate knowledge.
- Our guides reflect the standard procedure at the time of last verification. Individual circumstances, regional variations, or system updates may result in a different experience.
- Always verify critical information — especially fees, deadlines, and eligibility requirements — with the relevant official source before acting on it.
Government Non-Affiliation Disclaimer
Important: maloomati.com is NOT a government website. We are not affiliated with, endorsed by, or connected to NADRA, DGIP, FBR, PTA, HEC, any Board of Intermediate and Secondary Education (BISE), or any other government body, ministry, department, or agency mentioned in our guides. All trademarks, service marks, official names, and logos belong to their respective owners and are used on this Website solely for identification and informational purposes.
Use of Content
Subject to these Terms, you may access and use our content for personal, non-commercial, informational purposes. You may share links to our guides freely. However, you may not:
- Reproduce, republish, or redistribute our content in whole or in substantial part without prior written permission.
- Use our content for commercial purposes, including but not limited to reselling, repackaging, or incorporating it into paid products or services.
- Remove or alter any attribution, copyright notices, or disclaimers from our content.
- Present our content as your own or as originating from a source other than maloomati.com.
- Use automated tools (scrapers, bots) to mass-download our content without permission.
Calculators and Tools
Interactive tools and calculators provided on this Website (such as percentage calculators, GPA converters, and tax estimators) are designed for general estimation purposes only. Results produced by these tools:
- Are approximations and should not be treated as definitive calculations.
- May not account for all variables relevant to your specific situation.
- Should be verified independently before being used for official submissions, applications, or financial decisions.
Limitation of Liability
To the fullest extent permitted by applicable law, maloomati.com, its owners, contributors, and affiliates shall not be held liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use of, or inability to use, any information or tools provided on this Website.
- Any errors, omissions, or inaccuracies in our content.
- Any actions you take based on information obtained from this Website.
- Any unauthorized access to or alteration of your data or transmissions.
You acknowledge that you use the information on this Website at your own risk and that you are solely responsible for verifying the accuracy of any information before acting on it.
Intellectual Property
All original content, including text, images, graphics, design elements, and code on maloomati.com, is protected by copyright and is the intellectual property of maloomati.com unless otherwise stated. The compilation and arrangement of content on this Website is the exclusive property of maloomati.com. Unauthorized reproduction, modification, or distribution of our content may violate copyright laws.
External Links
Our guides contain links to official government websites and other third-party resources. These links are provided for your convenience and reference. We do not control the content, availability, or privacy practices of linked websites and are not responsible for their content or any damages resulting from your use of them.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes become effective immediately upon being published on this page. The “Last Updated” date at the top reflects the most recent revision. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of Pakistan. Any disputes arising from or related to the use of this Website shall be subject to the jurisdiction of the courts in Pakistan.
Contact
If you have questions about these Terms of Service, please contact us at legal@maloomati.com or visit our Contact page.